Mon-Fri: 8:00AM-5:00PM


Phone: (334)305-0181

Let Us Help You With Your Personal Loan Needs!

Loans From $500 - $5,000

Who We Are

Freedom 1st Financial Services, Inc. is a locally owned and operated Consumer Finance lender.  While we specialize in consumer loans, we are also able to assist with tax preparation and filing.  Our team members have over 50 years of combined consumer lending experience, and we operate in the communities where we live.  We are known for treating our customers like neighbors, because that’s exactly what they are!!

Need a Personal Loan?

Our personal loans are perfect for making home repairs, planning vacations, or taking care of any other unexpected expense. With a range of $500 to $5,000, we make every effort to help you get things taken care of.  Our loans have fixed terms & affordable monthly payments. Our fast & friendly application process generally allows us to give you an answer in as little as 15 minutes. That means you could be approved and have the money you need, all in the same day!!


Tax time does not have to be stressful!  Let us take the stress out of getting your return filed.  We offer 3 quick and easy preparation options.  Please click below to learn more:

**Refund Advance Options are Available!

Frequently Asked Questions

You can apply online, visit our local office, or call us at (334)305-0181

We offer personal installment loans starting at $500, up to $5,000.  A personal loan from Freedom 1st Financial offers fixed rates & a set monthly payment schedule. There are no prepayment fees or penalties.

Freedom 1st Financial offers Credit Insurance on our loans starting at $2,050. All Credit Insurance products are optional and have no bearing on our loan decisions. 

We offer 4 convenient payment options. You may make your payment in person, by mail, over the phone, or online. When sending payments by mail, please make sure to include the loan account number on your check or money order, and address it to:


Freedom 1st Financial

2495 Montgomery Hwy.

Dothan, AL 36303

Yes. We report to Transunion on a regular monthly basis.

Our Team


Jennifer Worrell

Branch Manager

I have 27 years of experience in consumer finance, and I am proud to be able to help the people in the community where I live. While I am not originally from this area, Dothan has been my home for 20 years. My husband & I have 2 beautiful daughters, and we love our fur-babies as well. In my time away from the office, my family & I enjoy being active within our church, spending time outdoors, and traveling together.

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Kim Watson

Assistant Manager

I grew up in Enterprise but have lived in Dothan for the past 28 years.  I began my finance career over 25 years ago and I absolutely love my job, customers and couldn’t imagine doing anything else.  I’ve been married to my husband for 29 years and we have 2 incredibly beautiful daughters and 2 amazing grandchildren.  We also have 2 dogs that keeps us on our toes on a regular basis.  I enjoy spending time with my family and friends, going to the beach, pool parties and cheering on the Alabama Crimson Tide.

Please contact us online, by phone, or in-person and let us help you with your Personal Loan needs.


Monday-Friday 8:00AM - 5:00PM

Saturday-Sunday: CLOSED

We are here

2495 Montgomery Hwy., Dothan, AL 36303
Phone: (334)305-0181